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Home Value Line (HVL)

Every House has a Window of Opportunity.

Discover CFCU's Home Value Line II (HVL II)
Equity Line of Credit

Building equity is one of the joys of home ownership. Make that equity work for you, WHEN YOU NEED IT, with an HVL II from Continental Federal. Your credit line can be up to 80% of your home's appraised value (less the existing First Mortgage balance)*.

Use Your HVL To:

  • Improve or Repair Your Home
  • Take a Long Vacation
  • Fund College Education
  • Purchase New Furniture and Appliances
  • Consolidate High-Cost Bills From Other Lenders

The new HVL II offers an exceptional variable rate at:

Prime Plus 1/4%**
("PRIME RATE" as published in the Wall Street Journal on March 1, June 1, September 1, and December 1.)
Click here for our Rate Sheet

*Maximum limit is $150,000 and may not exceed 80% of the unencumbered appraised value of the home. (75% for multi-family residence.) Minimum limit $5,000. Minimum $500 per withdrawal. Required monthly payment is $12.00 per $1,000 borrowed. Application/processing fee of $250 is required in advance.

Click here to request a Home Value Line Application Package























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